Motor Insurance

Choosing the correct car insurance for your family's vehicle is critical, but it can be a difficult and confusing process. You need vehicle insurance that ensures that any accidents or damage are covered.

At Breri, we strive to make things as simple and hassle-free as possible. We'll ask the correct questions, explain the subtleties of optional coverages, and recommend coverage amounts that are appropriate for your degree of risk, allowing you to enjoy your cars while knowing you're fully covered. Finally, if you are involved in an accident, we will always be available to guide you and advocate for you.

Comprehensive Motor Insurance

• Riot, Strike & Civil Commotion
• Annual valuation
• Personal Accident Cover (Death & Permanent Total Disability) for insured & named driver
• Agreed value basis (Subject to valuation by Approved Auto Valuers)
• Special Perils such as flooding
• Excess Protection
• Political Violence & Terrorism Extension
• Life Rider Cover
• 24/7 Roadside Assistance
• AMREF Air Ambulance

Domestic Package

Your home is likely your largest financial investment. However, not all home insurance coverage are the same. In addition to insuring your physical structures and valuables, you may have a lot of questions regarding what is and isn't insured.

• Are you insured if a tree falls on your home?
• Are you covered if a car crashes into your house?
• What does replacement value truly mean, and how do you calculate it?

What Does Home Insurance Cover?

Home insurance, often known as Domestic Package, protects your most valuable assets.

• Fire, lightning, water damage, landslides, floods, earthquakes, item impacts, riots, strikes, and malicious harm.
• Loss or damage to home items.
• Jewelry, cell phones, laptops, and other portable objects may be lost or damaged.
• Liability for compensating domestic helpers.
• Personal liabilities towards third parties.

Travel Insurance

The most common fears individuals have when traveling is becoming extremely ill in an area where they do not understand the language, people, or customs, airline cancellations and delays, missing luggage, and concerns about bad weather disrupting flights. When these types of issues arise during your vacation, travel insurance can help.

What Does Travel Insurance Cover?

• Medical and emergency expenses
• Travel Delay / Flight Cancellation
• Loss of personal belongings or luggage
• Accidental Injuries
• Loss of money
• Loss of passport
• Personal Liabilities

Private Medical

When it comes to our health, we all want to know that if we become ill, if we will have access to the best care available as soon as possible, because our health is our most valuable possession. However, managing medical bills may be difficult and costly, especially without the proper medical insurance coverage. Private medical insurance is intended to do exactly that: provide peace of mind.

At Breri, we recognize that no two people or families have the same medical insurance needs, and not all insurance plans are the same. If you feel like you're going in circles, it's time to chat with us. We will ask you some questions to put you on the right track and present you with options so you can make an informed decision.

Personal Accident

Did you know that in the event of an accident, your motor vehicle insurance will not cover your medical bills, disability, or even death as a driver? Serious injuries might result in a costly and prolonged rehabilitation, as well as increased medical bills. Furthermore, if you die, your family may require income from personal accident insurance to assist pay off loans or cover day-to-day living expenses.

Accidents can occur at any time and in any location, including at home, work, or on vacation. When this happens, make sure that you and your family are well protected. Our Personal Accident coverage gives the financial support you or your family need to focus on recuperation.

What Does Personal Accident Insurance Cover?

Personal Accident Insurance compensates for death, permanent disability, temporary loss of income owing to disability caused by an accident, medical expenditures, and burial expenses incurred as a result of an injury sustained in an accident, whether automobile or otherwise.

The term "accident" refers to any incident that causes bodily injury and/or death, such as a traffic accident, slipping on a slippery floor, an assault by thugs, a fall from a height, an attack by a domestic animal such as a dog, choking, snake bites, an attack by a wild animal, an attack by bees, and so on.