Property Insurance

While each property is unique, every form of property can be damaged, lost, or stolen. If something tragic occurs and your property is left unprotected, you may face huge financial consequences.

At Breri, we understand these risks and can help you develop and arrange insurance solutions that are suited to your individual risk exposures. We take a comprehensive approach to your risk position and create solutions for the future. This manner, you can protect your organization from potential losses or property damage in advance.

WHO NEEDS PROPERTY INSURANCE?

Irrespective of the type of business you run, you will require insurance to protect the value of your assets from theft, fire, or other disasters. Property insurance is a realistic answer for anyone who runs a business that owns assets, employs people, and may be severely impacted by disasters or failures. Property insurance protects your business or organization from losses involving its property, including:

• Your company's structure
• Furniture and Equipment
• Inventory or Stock
• Computers and Accessories
• Outdoor fencing and signs.
• On-site equipment

BUSINESS INTERRUPTION

When a business experiences damage to its property, it also incurs financial loss and disruption to its operations. If the business has to shut down while the premises are being repaired, it risks losing to competitors. Therefore, resuming business quickly after a disaster is crucial.

Business Interruption Insurance is a critical form of insurance that can protect you when you need to keep your business running after an indemnifiable event. It is as essential to your business's survival as property.

AGRICULTURE INSURANCE

Agriculture insurance protects and compensates farmers for crop and livestock losses or damage. They protect the insured against crop or animal loss due to foreseeable events such as illnesses, drought, produce theft, livestock injury, and lower output compared to the insured's yield prospects.

The premium computation is based on the type of crop or livestock being insured. With the assistance of professionals such as agronomists and veterinary officers, the insurer may determine the level of risk exposures while simultaneously monitoring crop performance. Claims are determined by experienced professionals who inspect and scientifically quantify the extent of the damage.

Coverage can also be broadened to include farm assets and equipment such as greenhouses and irrigation systems.

This covers the death and theft of animals. This could be due to an accident, fire, lightning, flooding, sickness, or an emergency slaughter for medical reasons. Dairy and beef cattle, poultry, pigs, goats, sheep, horses, and any other economically valuable livestock are all included.